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Insurance, reporting back to companies not authorized. There are consumer groups, as in this case Altroconsumo (www.altroconsumo.it), to warn of the danger: in Italy there are assurances "unfair", ie companies which have not been authorized or empowered to operate. The companies must obtain a permit for carrying on insurance in Italian territory, if they are not in possession of this authorization, the issuing insurance policies are invalid. As a result, the contractor is serious. Insurance coverage does not exist.

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ADVICE DELL'ISPAV \u200b\u200b

Here are other tips insurance industry, to be followed rhyme signing the contract:
• check in sheet (available on the website) which is the law governing the contract, ie the law that every court, whether or not to be Italian and foreign, will apply in case of dispute. If the law is not Italian, you may have more difficulty coping with any litigation. ISVAP has jurisdiction to consider claims of the insured only if the applicable law is Italian;
• keep in mind that there is the possibility to check the privacy policy, that in the event of a dispute with a foreign company, the jurisdiction is conferred to a foreign court. In this case, to reckon with the inconveniences associated with the conduct of proceedings abroad;
• Check carefully what is the starting point of insurance coverage;
• keep in mind that for the RCA, in addition to the contract must be issued by the company, the original The flag and certificate of insurance within five days of premium payment. Pending receipt of such documents to avoid fines, should be applied to the vehicle a receipt for payment of the premium which the insurer is obliged to issue a timely manner.

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Beware of scams to avoid falling into the trap

To avoid falling into the trap, you can: • consult
the list of authorized companies listed firms register on the website of the Institute of Insurance Supervisory Authority (www.isvap.it), or call the Service Members Protection (06.4213.3000). If you enter into a policy with one of these companies is so sure that it is empowered to do so. •
look to the list of companies that have already been seized illegal timber and then stay away (to check the list here).
But not enough. Everyone knows that the certification does not affect the insurance business across the board, but it is limited to the various sectors. A company may be allowed to issue policies on the disease, on injuries, but no auto insurance. Particular attention should be made to cases of homonymy. Specimen was the case with the Global Assistance Srl, a company was not authorized or entitled to the insurance business in Italy. The trick was to nell'assonanza SpA
Global Assistance with regard to TPL, the safest route is to choose a company incorporated in the insurance industry site (click here). The companies reported, in addition to being licensed, provide custom quotes for free. The Institute points out that these quotes are binding for companies that provide them for at least 60 days.